WHEN: Sunday 9 July 2017
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Every gift in every will makes a difference to people’s lives. A gift left to Perennial is a legacy in every sense of the word – it will help horticulturists for generations to come.
Perennial was formed over 175 years ago with the purpose of ‘providing financial relief in sickness and provision for old age’ exclusively for gardeners. Our charitable remit is now much wider and help extends to all horticulturists, but today, just as in 1839, Perennial relies on voluntary income from all who love gardens and gardening to continue our work. Legacies form a significant part of that income (currently around a third of total income) and come to us in all shapes and sizes. Every gift, of any amount, will help Perennial support all horticulturists in times of crisis. The combined generosity of thousands of people leaving a gift to Perennial in their will adds up to a truly life changing amount of money.
With your help we are able to provide sustainable services to thousands of people who need our support every year. The challenges that face those who work, or have worked, to develop and maintain our green spaces, beautiful gardens and sports facilities can be unexpected, heartbreaking and gruelling. Life can change for anyone, at any time, and Perennial exists to help people navigate those changes with expertise, compassion and confidence.
There are several ways you can leave a gift in your will to Perennial (visit the Types of Gift tab above for details) but to give us the most flexibility and to allow us to plan and sustain services, we encourage fixed or percentage donations of any amount. Our promise to you is that every penny of your gift will be invested in the future of the only charity dedicated to looking after all those who care for our green spaces.
Click on the Gifts change lives tab above to find out how a gift in your will could change the life of someone struggling to make ends meet or who is recovering from injury, illness or bereavement. Then request your free booklet to find out how to leave Perennial a gift in your will.
Perennial’s pledge to all those we help is that we will continue to support them for as long as they need us. Our Caseworkers are often described simply as a “lifeline”; a friend when no-one else can help.
With the help of gifts in wills, Perennial has changed the lives of countless horticulturists young and old.
Andrew* contacted us for help following a life changing illness which meant he would have to stop work as a self- employed gardener. He lives with his partner, who works part time, and his school age children. The whole family were reeling from this devastating news.
We awarded a grant towards accountancy costs, which allowed up to date trading figures to be lodged with HMRC to avoid late penalty fines. We completed a Disability Living Allowance form and informed Tax Credit Office of Andrew’s disability resulting in a higher award of Tax Credits. We completed a health care costs exemption form.
It was time to look to the future. A bursary from the Lironi Training Fund paid for Andrew to undertake a horticultural teaching course and re-train as a horticultural teacher to adults with special needs. Andrew continues to work, sharing his knowledge and experience with a future generation of horticulturists.
Life is different, but Andrew could never imagine his world without gardening and a legacy left to Perennial has allowed him to continue working in the industry he loves.
Sam* had no idea who Joan Lironi was until his father became unwell with kidney failure. His parents had been running a successful nursery but the stress of taking care of her husband left Sam’s mother unable to cope. She too became unwell and the nursery had to close.
Sam had dreamed of following in his parent’s footsteps but those dreams were now in serious doubt.
He was in the middle of his first year studying for a 2-year National Diploma in Horticulture and his tutors were expecting him to do well in his exams. He was staying in student accommodation but due to the situation at home, the rent not covered by his student grant had fallen into arrears and there was no money to cover his living costs. The rent shortfall had to be paid or the second year of study would be impossible.
Perennial – and the legacy left by Miss Lironi – was just what Sam needed. Perennial paid £1278 for the two years accommodation costs, gave Sam a £1500 bursary towards his costs for the first year and a further £1400 for the second year. We negotiated with the college who agreed to hold the funds on Sam’s behalf and regularly dispense an allowance.
Sam successfully finished his studies before returning home and reopening the family nursery. In addition, he embarked on further horticultural training about a year later.
A gift made long before Sam had even thought about working in horticulture had ensured he could stay in the industry he had grown to love.
*names of clients have been changed and photographs posed by models
You can read about more inspirational Perennial Success Stories here.
Every gift in every will makes a huge difference to the work of Perennial. Here we explain the difference between the types of gift you can choose to leave in your will.
A gift or bequest of a specific amount of money. This type of gift is hugely beneficial to charities as it allows services to be planned in advance and allows the charity flexibility on how to use the gift dependent on the service area of greatest need.
A gift from the residue of your estate. As the total amount available cannot be known in advance, this is usually referred to as a percentage share of the residue.
Used where you wish the gift to revert to the main estate if the beneficiary predeceases (dies before) you. This type of gift would not apply to leaving a gift to charity, unless that charity is no longer operating at the time of your death.
The gift of a specific item, such as jewellery, a work of art, property, shares or a memento.
In 2008 Perennial received a gift with the capacity to change the lives of generations of horticulturists.
Joan Lironi was not a professional gardener. However, she had a deep love of outdoor spaces and understood the need to nurture its custodians.
Joan’s legacy enabled us to build a lifeline for horticulturists. We used the income to set up The Lironi Training Fund. Through it, we support a range of learning initiatives.
The fund recognises a need to encourage young people to choose – and sustain – a career in horticulture and help to maintain standards of excellence in the industry.
The Lironi Training Fund is a fabulous example of how a single large legacy can be put to a specific use, but our clients place the greatest value on the support and advice they receive from our highly trained Caseworkers and Debt Advisers.
Without the support of legacies it wouldn’t be possible to continue providing this high level of service. All contributions to Perennial are essential to its future.
Why do I need a will?
A will is a legal document that comes into effect on your death. By making a will you are deciding who should look after your affairs after you have died. You also decide who should benefit from the estate and who should not.
Having a will can significantly speed up the administration process and reduce administration costs for your family and those who will benefit from your estate.
When should I write a will?
You can write a will at any time of your life. If you already have a will, you should review it regularly, particularly when your personal circumstances change for example, if you get married or divorced, you have new children or grandchildren or you move house.
Can I write my own will or do I need to use a solicitor?
You can write your own will and there are some useful ‘DIY’ will writing packs available. However, one minor mistake could render your will invalid and so we would recommend you employ the services of a solicitor to draw up your will.
You can find out more here.
How do I find a reputable solicitor?
One of the best ways to find a solicitor is through recommendation from friends and family. Alternatively you can find a solicitor through the Law Society in the following regions:
All practicing solicitors are required to be registered with the Law Society.
Are there any tax advantages of leaving money to charity?
Yes. Legacies to registered charities are exempt from inheritance tax. In certain circumstances, especially with larger estates, a charitable bequest can be a useful way to reduce or avoid the payment of inheritance tax on some or all of your estate.
In addition, it is possible to change a will, using a Deed of Variation, up to two years after the death of its owner in order to reduce the amount of inheritance or capital gains tax liable on that person’s estate. A Deed of Variation is often used to transfer an inherited amount to a child or to charity.
You can find out more about altering a will after death here.
I already have a will but would like to amend it to leave a gift to Perennial. How do I do that?
You can make small amendments to your existing will by adding a note to it. This document is called a codocil and must be witnessed and signed as a legal document. Your solicitor will be able to advise you about adding a codocil to your will. You can find out more information here.
I have left you a gift in my will but under the name Gardener’s Royal Benevolent Society. Do I need to change my will?
Provided that the old charity name and registration details are correct we will still be able to benefit from your bequest. However, it is worth checking and could be better to ensure that our current charity name and registration details are included in your up to date will.
Why should I inform Perennial of my intention to remember them in my will?
Of course we can never know when a bequest will arrive or know for how much it will be. Life has many twists and turns, circumstances change and we always genuinely hope we will not receive these kind gifts for many years. However, legacy income forms a major part of the funds received by Perennial and knowing about your intention to leave us a gift in your will enables us to plan, in broad terms, for the future. Knowing whether legacy income is likely to increase or decrease in the years ahead can help us shape our plans.
I would like donations at my funeral in lieu of flowers. How do I ensure this happens?
Many people prefer to see donations made to charity in lieu of floral tributes. If this is stated in your will the executors can make sure that your wishes are known. The following wording will ensure that your wishes are met:
“I request my executor to ensure that instead of flowers at my funeral donations are made to Perennial, Charity registered in England and Wales no 1155156, in Scotland no SC040180, of 115-117 Kingston Road, Leatherhead, Surrey KT22 7SU.”
If you have any queries on the wording please contact us.
I need help with the legal jargon.
We know that some of the legal terms associated with Wills can be confusing. We have created a Glossary of Terms to help you. You can download it here.
I would like to leave all or part of my estate to Perennial. What wording should be used in my will?
The following wording covers a gift of a share of the estate:
“I give to Perennial, Charity registered in England and Wales no 1155156, in Scotland no SC040180, of 115-117 Kingston Road, Leatherhead, Surrey KT22 7SU, the residue (or ___% share of the residue) of my estate absolutely and I direct that (i) the proceeds may be used for the general purposes of Perennial and (ii) a receipt signed by a person for the time being authorised by the Board of Trustees of Perennial shall be a good and sufficient discharge to my executors.” *
I am the Executor of the Solicitor appointed to act in the administration of an estate in which Perennial is bequeathed a legacy. Who should I contact with any queries?
Our Legacy Administrator, Jackie Cutter, looks after the administration of all legacies bequeathed to Perennial. She will be happy to help you with any questions you might have.
You can contact Jackie on 01372 384044 or email firstname.lastname@example.org
I would like to leave Perennial a fixed sum of money in my Will. How do I do this?
A fixed sum, or pecuniary gift, can be left using the following suggested wording:
“I give to Perennial, Charity registered in England and Wales no 1155156, in Scotland no SC040180, of 115-117 Kingston Road, Leatherhead, Surrey KT22 7SU, the sum of £_______ and I direct that (i) the proceeds may be used for the general purposes of Perennial and (ii) a receipt signed by a person for the time being authorised by the Board of Trustees of Perennial shall be a good and sufficient discharge to my executors.”*
Simple errors in wording can create confusion and delay in carrying out people’s wishes.
It is important, for instance, that Perennial’s name, address and registered charity number are put properly into a will.
For the convenience of a solicitor who may be helping you draw up your will, the examples given above cover two different kinds of legacy.
Our Legacy Administrator, Jackie Cutter, will be happy to answer any specific questions you have.
Jackie also looks after the administration of all legacies bequeathed to Perennial.
You can contact Jackie on 01372 384044 or email email@example.com
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