Marianne's story
What would you do?
Working in horticulture can be both rewarding and challenging, especially managing finances and thinking about your future after retirement.
Hearing from others in the community about the steps you took to plan for retirement, especially if you have been self-employed, can help and inspire those who have chosen to make horticulture their industry and help them to stay on track.
Read what Marianne has to say.
"Hello. I'm Marianne. Since I started my career in horticulture many years ago I've had a mix of employed and self-employed jobs and for the last 12 years I've been a self-employed Garden Designer.
I'm 58 and have been married to David for over 25 years. I'd love to retire in the next 5 years so I can see more of the grandchildren and have more time to ourselves. I've been the main breadwinner recently and we're doing ok. We own our own home and have a little saved but I haven't been able to pay much into a pension scheme over the last few years.
Thinking about retirement has always been something I've put off till now so I'm at a bit at a loss as to what to do next."
Have you been through the same thing? Realising you've got to start thinking about retiring but finding it all a bit overwhelming, especially when you've not been paying into a pension regularly?
Share your thoughts to help Marianne and and others in the industry better understand their pension and where they stand.