Budgeting Tool

Paying for Christmas can quickly add up.  Our free online interactive budgeting tool can help you to manage your money and make Christmas more affordable.

  • Check what money you have coming in and out.
  • Get useful everyday hints and tips to help you take control of your money.
  • You can also follow our special Christmas Budgeting Tips to help you save money and reduce your financial stress.

Before you get started, find out as much about your money as you can – bank statements, bills and payslips. The tool will be most useful if you use accurate information.




Give us a call

If you’re feeling worried about your money, our team is here to help and support you. Please call 0800 093 8543 or complete the contact form and we will get back to you. Our office hours are Monday and Wednesday 10am – 5pm and Tuesday, Thursday and Friday 9am – 5pm.

Perennial’s Debt Advice Service is authorised and regulated by the Financial Conduct Authority.