You will need a pension
If you’re in horticulture, whether you’ve been working for a while or just starting out, you should be thinking about planning for your retirement as you will need a pension to support you and your family in later life.
Without regular contributions to top up your state pension, such as an employer scheme or private pension, you may find yourself in financial difficulty when you stop working.
In our recent survey with people in the industry, 37% said they were scared to look into their pensions, either because they have not paid in to a pension at all or have only done so when they can afford it.
We know pensions can be confusing and overwhelming at times but it's important to know where you stand when it comes to your retirement.
We’re working with the government’s Money and Pensions Service (MaPS) to ensure everyone in the industry can easily access their free, specialist guidance including;
| 1. | 3 x MaPS run webinars for self-employed, those close to retirement and those starting out in the industry | |
| 2. | A free consultation with Pension-Wise for anyone 50 or over | |
| 3. | Access to MaPS Pensions Guidance helpline for those under 50. |
There’s also Perennial’s fact sheet and jargon-buster to help you feel more confident setting up or managing your pension.
Free pension webinars for everyone
Take just an hour out of your day to join a free webinar hosted by the Money and Pensions Service (MAPs), tailored to the horticulture industry.
Find out what practical steps you should be taking now and what you need to be considering to plan for a comfortable retirement. There are three separate webinars for anyone self-employed, those close to retirement and those starting out in the industry.
Book your space today
Free, impartial expert advice for anyone over 50
Find out how and when you can access your UK-based pension with a free phone or online appointment with Pension Wise.
Pensions are not just for the over 50s
Contact the free MaPS Pensions Guidance helpline to understand your choices whether you are starting out or more established in your career.
Think you have a lost pension?
Use the official government's free Pension Tracing Service to find contact details to help your search for a lost pension.
Take a look at our Pensions Fact Sheet and Jargon Buster
Pension Fact Sheet
PDF. 118.3kb
Interesting facts for everyone working in horticulture about the importance of having a pension.
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Pension Jargon Buster
PDF. 91.5kb
A useful glossary to help you navigate important information about your pension and the choices you have.
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Perennial are not pension specialists and do not provide formal advice. Before making any decisions about a pension you should seek expert advice such as Pension-Wise or a regulated financial advisor.